Need to raise funds to fuel growth, manage cash flow or invest in new opportunities? If you own equipment outright - or have minimal debt against it - you may be able to release equity through a capital raise, using your existing assets as security.
This is a fast, tax-effective way to free up working capital without selling equipment or taking on unsecured debt.
What is a Capital Raise?
A capital raise is a funding solution that allows you to borrow against equipment you already own. Trucks, excavators, trailers, plant, and other business-critical machinery can all be used to unlock working capital - while staying in use.
You retain full control of the asset and continue using it in day-to-day operations. The lender simply takes a mortgage or charge over the asset, and you repay the loan in fixed instalments over time.
Why Raise Capital from Equipment?
- Access working capital without selling assets
- Use funds for growth, hiring, contract mobilisation, or tax obligations
- Fixed repayments with competitive rates and flexible terms
- Equipment stays in use - no operational disruption
- Tax-effective structure with potential deductions on interest
- Fast approvals - settled in as little as 48 hours
Whether you’re expanding your fleet, onboarding a new client, or managing a short-term cash flow gap, this solution helps you access the value tied up in your machinery.
Who Is It For?
- Businesses that own equipment outright (or nearly paid off)
- Operators looking to restructure cash flow or reduce unsecured debt
- Contractors needing funds to mobilise a new job
- Companies investing in growth or covering ATO obligations
- Clients seeking working capital without using property as security
This strategy is especially powerful for transport, construction, and civil operators who have built up a fleet over time and now need access to capital - without diluting ownership or giving up control.
How It Works
- You provide details of the equipment you own or nearly own
- We arrange a valuation and confirm lender appetite
- Approval is issued based on asset value and profile
- You sign digital documents - funds are released within 24 - 48 hours
- You continue using the equipment as normal while repaying the loan
Loan terms typically range from 12 to 60 months and can be structured as a chattel mortgage, lease, or even low-doc loan, depending on your goals.
Why Mako?
At Mako, we don’t just arrange equipment finance - we help you make the most of the equipment you already own. By working with over 40 specialist lenders, we’re able to structure capital raise solutions that move quickly, preserve operational continuity, and give you the cash injection your business needs.
Own equipment and need working capital?
Speak to our team today about unlocking equity from your assets - without skipping a beat.
