When traditional finance doesn’t suit (or isn’t an option) Rent-to-Buy offers a smart, flexible alternative for businesses needing gear on the ground now. Whether you’re in construction, civil, mining, or transport, our Rent-to-Buy solution helps you acquire the equipment you need without tying up capital or adding debt to the balance sheet.
What is Rent-to-Buy?
Rent-to-Buy is a 12-month rental finance product that gives you access to the equipment you need today, with the option to purchase it at the end of the term. It’s designed for operators who want to stay agile, preserve working capital, and retain flexibility in uncertain or fast-moving environments.
You make fixed rental payments (weekly or monthly) that are fully tax-deductible as an operating expense. If the equipment still suits your business at the end of the term, you can buy it, extend the rental, or walk away.
Why Choose Rent-to-Buy?
- Fast approvals for trucks, earthmoving, transport, and plant machinery
- 12-month rental term with weekly or monthly payments
- All payments are 100% tax-deductible and off balance sheet
- Build equity in the equipment while you rent
- Option to purchase with a rebate applied at end of term
- No obligation to buy - return the gear if no longer needed
- Ideal for businesses that don’t qualify for traditional finance
Rent-to-Buy is particularly useful for businesses with new ABNs, ATO debt, low credit scores, or those facing CAPEX constraints. We focus on your potential and your pipeline of work - not just your financials.
Who Is It For?
- New or early-stage businesses looking to build momentum
- Contractors and sole traders working under ABNs
- Operators with non-bankable credit scenarios
- Businesses taking on new projects with urgent gear needs
- Companies seeking off-balance-sheet funding for tax and cash flow reasons
We work with businesses who have work lined up and need to get on-site, not wait on banks.
How It Works
- You find the equipment you need - new or used
- We fund it on a 12-month rental contract
- You make fixed, tax-deductible rental payments
- At the end of the term, you can:
- Purchase the equipment with a rebate applied
- Extend the rental and reduce the future purchase price
- Return the equipment with no further obligations
Security deposits may be reduced or waived for clients with asset backing or strong supporting information.
Why Mako?
At Mako, we know that traditional finance doesn’t always work for industries like construction, transport, or civil. Our Rent-to-Buy solution gives you a practical path to acquiring equipment - without the paperwork, slow approvals, or strict credit requirements of a standard loan.
We work fast, understand the industries we serve, and help clients.
Need a Rent-to-Buy quote?
Get in touch today and we’ll structure a solution that works for your business.
