Backhoes are one of the most versatile machines on site - used for digging, trenching, lifting, loading, and more. Whether you’re a civil contractor, landscaper, or plant hire business, Mako Equipment Finance provides tailored backhoe finance solutions that get you moving fast.
We fund new and used backhoes from all major brands, with options for dealer or private sale purchases, including low-doc approvals up to $500k.
Why Choose Mako?
- Fast approvals with minimal paperwork
- Low-doc options available for ABNs
- Competitive rates with flexible terms and balloon options
- New, used, and high-hour machines funded
- Finance for JCB, Caterpillar, Case, Komatsu, and more
- Private sale, auction, or dealer purchase support
What We Finance
- Standard and 4WD backhoe loaders
- Extendable boom (E-stick) models
- Backhoes with attachments: augers, buckets, breakers, etc.
- Machines used in construction, civil, plumbing, and agriculture
- Used assets with high hours or older models (case-by-case)
Who It’s For
- Contractors and earthmoving operators
- Plant hire businesses and owner-operators
- New ABNs and sole traders
- Operators replacing aging gear or expanding fleet capacity
Common Finance Structures
- Chattel Mortgage – Own the asset outright, claim tax benefits
- Low-Doc Loans – No financials required up to $500k
- Rent-to-Buy – Off-balance-sheet funding with rebate toward ownership
- Finance Lease – Fixed payments with end-of-term purchase option
- Master Limit – Pre-approved facility for multiple machines
How It Works
- You choose the backhoe—dealer, private, or auction
- We assess your profile and recommend the right lender
- Approval issued, often within 24–48 hours
- You sign documents electronically
- Equipment is paid out and delivered
