Need funding fast but don’t have up-to-date financials or tax returns? Our Low-Doc Loans are built for businesses that need to act quickly - with no financials, no bank statements, and no BAS required. Whether you’re just starting out or looking to expand, we make it simple to secure the gear you need - without the paperwork.
Perfect for busy operators across construction, transport, agriculture, and civil, this is finance designed to move at the speed of business.
What is a Low-Doc Loan?
A Low-Doc Loan allows eligible ABN holders to finance trucks, machinery, utes, trailers and more - without providing traditional financial documentation. Instead, you simply supply a valid photo ID and a signed privacy consent form. That’s it.
With access to a wide panel of lenders offering streamlined approvals, we can arrange Low-Doc funding for new or used equipment, often settled within 24 - 48 hours.
Why Choose a Low-Doc Loan?
- No financials, BAS or bank statements required
- Just ID and a signed privacy consent form to get started
- Fast approvals - often same day
- Finance for trucks, machinery, plant, utes, trailers and more
- Suitable for both new and used equipment
- Repayments structured to match your cash flow
- Competitive rates with flexible terms up to 7 years
Low-Doc is one of the easiest ways to get equipment finance - especially when timing matters.
Who Is It For?
- ABN holders trading for 6 months or more
- Sole traders, contractors and new business owners
- Operators replacing gear or taking on new contracts
- Clients without up-to-date tax returns or financials
- Businesses needing fast, no-fuss funding under $500k
If you’ve got the experience, a job to do, and a plan to grow - we’ll help you get the gear to get it done.
How It Works
- Choose the equipment and get a quote from the supplier
- Send us your photo ID and signed privacy consent form
- We match you to a lender offering low-doc approvals
- Approval issued - no financials or bank statements required
- Sign documents digitally and take delivery of the asset
This is the quickest path to equipment ownership, with minimal admin and maximum speed.
Why Mako?
At Mako, we don’t believe paperwork should hold your business back. Our Low-Doc solutions are designed for operators who know what they need and don’t have time to chase accountants. With a dedicated internal credit team and access to 40+ lenders, we structure fast, flexible deals that help you move with confidence.
Need a Low-Doc quote today?
Speak to our team - we’ll have you approved and back on site within 24 - 48 hours.
