Need to finance earthmoving equipment, machinery or plant to get the job done? Mako Equipment Finance delivers fast, flexible plant and machinery finance solutions tailored to operators across construction, civil, mining, and agriculture.

Whether you're buying new, used, or upgrading your fleet, we’ll structure a deal that suits your cash flow, tax position, and business goals—without the bank delays.

What is Plant & Machinery Finance?

Plant and machinery finance allows businesses to fund the purchase of heavy equipment, processing machines, and specialised plant used in income-generating operations.

From excavators and skid steers to batching plants, crushers, or ag implements, we fund a wide range of new and used machinery - through chattel mortgage, finance lease, rent-to-buy or low-doc facilities.

We also work with suppliers and dealers across Australia to offer tailored finance solutions at point of sale.

Why Choose Mako?

• Access to over 40 lenders - bank and non-bank
  
• Fast approvals from $10k to $5M+
  
• Low-doc options available up to $500k
  
• Flexible terms, balloon options, and seasonal repayments
  
• Specialist funding for used equipment and private sales
  
• We handle the full process - approval through to settlement
  

With deep experience in equipment finance, we understand the assets, industries and credit profiles better than generalist brokers or banks.

What Can You Finance?

• Excavators, backhoes, dozers, and graders
  
• Forklifts, telehandlers, skid steers and attachments
  
• Processing plant, generators, crushers, screening equipment
  
• Batching plants, conveyors, silos and storage tanks
  
• Agricultural equipment and implements
  
• Trailers, tool carriers and support equipment
  

If it moves material, supports production, or works a job site - we can finance it.

Who Is It For?

• Contractors, builders and civil operators
  
• Agricultural businesses and farmers
  
• Mining and quarrying operators
  
• Owner-operators and small fleet owners
  
• New ABNs and established businesses alike
  

We work with clients across Australia, including those with light credit blemishes, seasonal income, or non-standard financials.

Common Finance Structures

• Chattel Mortgage - Own the asset from day one, with flexible repayments and tax benefits
  
• Rent-to-Buy - 12-month rental term with the option to own the asset at the end
  
• Finance Lease - Use the asset long-term with a residual value at the end
  
• Low-Doc Loans - No financials required up to $500k for eligible ABNs
  
• Master Limit - Pre-approved facility to purchase multiple machines over time
  

How It Works

1. You find the equipment - new or used, dealer or private sale
   
2. We assess your situation and match you with the right lender
   
3. Approval issued - often within 24 to 48 hours
   
4. You sign the documents digitally, and the seller gets paid directly
   
5. You take delivery and get to work
   

We can also assist with valuations, inspections, and paperwork if you're buying from a private seller.

Get the gear you need, without the guesswork.

Speak to our team today about plant and machinery finance that moves your business forward.