Get the equipment you need - without tying up your cash flow.

At Mako Equipment Finance, we specialise in fast, tailored equipment finance solutions for Australian businesses across construction, transport, agriculture, mining, and professional services. Whether you’re purchasing new or used gear, from a dealer or private seller, we structure funding that works for your business—not against it.

What is Equipment Finance?

Equipment finance is a form of asset-based lending that allows you to acquire the equipment you need to operate and grow—while spreading the cost over time. This preserves working capital, improves cash flow, and can offer potential tax advantages under a chattel mortgage or lease structure.

What Can Be Financed?

We finance nearly any income-producing asset, including:

• Construction Equipment (Excavators, Skid Steers, Graders)
  
• Trucks, Trailers, and Transport Assets
  
• Agricultural Machinery (Tractors, Harvesters, Sprayers)
  
• Commercial Cleaning, Landscaping & Recycling Equipment
  
• Manufacturing & Workshop Machinery
  
• Medical and Dental Equipment
  
• IT, Technology & Office Fit-Outs
  
• Specialist or Custom-Built Gear
  

Our Equipment Finance Options

• Chattel Mortgage – Most common structure with asset ownership and GST benefits
  
• Rent-to-Buy – Off-balance sheet option with full ownership at the end
  
• Finance Lease – Fixed payments with the option to purchase at lease-end
  
• Operating Lease – Useful for off-balance-sheet treatment and short-term needs
  
• Master Limits – Pre-approved finance facility for ongoing purchases
  
• Low Doc Finance – Available for eligible ABN holders with strong bank or turnover history
  

Why Choose Mako?

• Access to over 30 lenders across bank and non-bank channels
  
• Approvals often within 24–48 hours
  
• Dealer, auction, and private sale support
  
• No age or condition limits on most equipment
  
• Experienced brokers who understand machinery and asset finance
  
• End-to-end service—from quote to settlement
  

Who We Work With

• Sole Traders and Owner-Operators
  
• Construction and Civil Contractors
  
• Transport and Haulage Operators
  
• Farmers and Agri-Businesses
  
• Manufacturing, Fabrication, and Plant Hire Companies
  
• Startups and SMEs with ABNs and GST registration
  

Our Process

1. Brief Discovery Call – We assess your needs, industry, and asset type
   
2. Quote & Approval – We find the best lender for your profile and submit
   
3. Settlement – We liaise with the supplier and finalise the finance
   
4. Delivery – You take ownership and put your equipment straight to work
   

Ready to Finance Your Next Piece of Equipment?

Let Mako take the hassle out of securing funding. We'll structure a finance solution that suits your business and keeps your operation moving.